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What You Need To Know About Medicare / Medicaid Benefits

dentist with instruments if you have dental insurance

At Lovett Dental we know you understand the importance of good oral health. This begins by regularly brushing and flossing at home and extends to regular check-ups and cleanings at your dentist's office. However, some individuals and families may be worried they aren't able to cover dental care costs. Fortunately, there are numerous ways to get the dental care you need without insurance, relying on Medicare, Medicaid, or CHIP (Children's Health Insurance Program). Here at Lovett Dental, we know you understand the importance of visiting your dentist regularly. We want nothing more than to walk you through the process and make sure you and your family get the care you need.

How Medicaid Covers Your Dental Needs

Medicare is a common program used by senior citizens and individuals with disabilities to help with healthcare costs. Although many don't realize it, Medicare will cover some dental costs. For example, individuals can have the cost of tooth extractions subsidized. This is something you should talk to your Lovett Dental dentist about for more details.

In Texas, Medicaid is the program that will offer the most comprehensive dental coverage, especially for children (anyone under 21). The services covered include:

Also, non-surgical cosmetic treatments like veneers, bridges, and braces such as the popular clear aligner trays may be covered. We provide all of these services at Lovett Dental and will gladly work with you to find a payment plan that suits your needs.

The state of Texas offers limited Medicaid benefits for adults 21 and over. But there is still some coverage. Individuals can have emergency dental treatments covered as well as specialized care when your regular Lovett Dental dentist refers you.

Further Medicaid Coverage for Children

Oral health is an important part of an individual's overall health. Therefore, the federal government requires states to provide dental benefits to children covered by Medicaid and the Children's Health Insurance Program (CHIP). However, both programs are regularly revised, amended, and revamped. Thus, it's a good idea to contact your Lovett Dental dentist to see what your options are. Our pediatric dentistry can walk you through a wide range of dental care benefits for your child. 

Medicaid and CHIP can cover general dentistry for regular checkups and basic treatments. When there are serious issues, you can be referred to a specialist. There may be a time constraint on getting benefits, so contacting your specialist and working out the details as soon as possible is key.

How Lovett Dental Can Help You With Dental Insurance

Keeping dental costs low starts with regular appointments for checkups and cleanings. Doing so lowers your likelihood of developing serious dental issues and needing expensive procedures. Lovett Dental believes in helping you and your family maintain and improve oral health. Thus, we accept dental insurance, Medicaid, CHIP, and Medicare. We will let you know upfront what your insurance may pay, file your claim, and have easy payment options to take care of the rest.

For example, we offer a wide variety of payment options, such as low monthly payments and deferred interest plans. You can apply for these flexible payment plans, either online or in our offices. Also, joining our membership plan is a great solution for individuals and families without dental insurance. Our membership plan offers free teeth cleanings, exams, and x-rays twice a year, and you will save 35% on all dental procedures.

While Medicaid, CHIP, and Medicare may not cover all procedures, here at Lovett Dental, we work with individuals and families to help them meet their dental needs. So don't hesitate to reach out and schedule an appointment or consultation today by calling 832-804-7427.